Free Minnesota paycheck calculator for 2026. Estimate take-home pay after Minnesota state tax (5.35% – 9.85%), federal tax, Social Security, and Medicare.
Minnesota state tax: 5.35% – 9.85%
Unique 2026 examples for this page — plug similar numbers into the calculator above to customize.
Single filer · $60,000/year · Minnesota
Minnesota uses progressive state brackets from 5.35% to 9.85%. Open the calculator to adjust filing status or 401(k).
Single filer · $95,000/year · 6% traditional 401(k)
Pre-tax 401(k) lowers federal and usually Minnesota taxable wages on the same paycheck.
Married filing jointly · $145,000/year · Minnesota
Joint filing changes federal withholding; Minnesota state rules still apply to each paycheck.
$24/hr · 40 regular + 6 OT hours (1.5×)
OT increases gross quickly; federal, Minnesota state, and FICA all move with the higher check.
Estimated net pay for a single filer with no 401(k) or local tax.
| Gross salary | Est. annual take-home | Est. biweekly net | Effective tax rate |
|---|---|---|---|
| $40,000 | $32,999 | $1,269 | 17.5% |
| $60,000 | $47,833 | $1,840 | 20.3% |
| $100,000 | $73,903 | $2,842 | 26.1% |
Minnesota uses a progressive state income tax with 4 brackets, ranging from 5.35% to 9.85%. Minnesota has progressive brackets with relatively high top rates compared with many Midwestern states. This Minnesota paycheck calculator estimates federal income tax, state income tax, Social Security, and Medicare so you can see take-home pay per paycheck.
For a single filer earning $60,000/year in Minnesota, estimated take-home is about $47,833 per year ($1,840 biweekly), with an effective combined tax rate near 20.3%. Use the calculator above to plug in your exact salary, hourly wage, 401(k), or bonus.
Enter your gross salary or hourly rate, choose weekly, biweekly, or monthly pay, set filing status, and keep Minnesota selected. Instantly see net pay after taxes — the same workflow as major payroll tools, built for Minnesota 2026 rates.
A typical Minnesota paycheck deducts federal income tax, Minnesota state income tax (5.35% – 9.85%), Social Security (6.2% up to the wage base), and Medicare (1.45%). Pre-tax 401(k) contributions reduce taxable income and usually increase take-home later by lowering current tax.
To get the most accurate estimate for Minnesota, make sure your filing status matches your W-4. If you contribute to a traditional 401(k) or HSA, enter those in advanced options — they reduce federal (and usually Minnesota state) taxable wages. Workers in cities with local taxes should enter their ZIP code or set a custom local rate. If your actual paycheck differs from the estimate, the most common causes are employer-specific benefits, local withholding not in our database, or supplemental wage handling for bonuses.
Minnesota's state tax (5.35% – 9.85%) means take-home on the same $60,000 salary will differ from no-tax states like Texas, Florida, Nevada, or Wyoming. Compare with our California, Texas, New York, and Florida calculators for side-by-side context. Keep in mind that lower state income tax does not always mean lower overall cost — property taxes, sales taxes, and cost of living also matter.
Minnesota uses progressive state brackets from 5.35% to 9.85%. Filing status and deductions change federal withholding and, when configured, Minnesota taxable wages. At $60,000 single, estimated take-home is about $47,833/year ($1,839.75 biweekly). For context, Texas (no state wage tax) is about $50,390 and California about $47,970 at the same gross. Use advanced options for 401(k) and W-4 settings for a closer stub match.
Minnesota’s progressive brackets and relatively high top rates make high salaries feel heavier than in flat-tax Illinois or no-tax South Dakota. At $60,000 single, estimated take-home is about $47,833/year ($1,839.75 biweekly). Filing status still moves federal withholding materially.
Minnesota $60k baseline: Single filer · $60,000/year · Minnesota. Estimated take-home about $47,833/year ($1,840 biweekly) · effective tax ~20.3%. Minnesota uses progressive state brackets from 5.35% to 9.85%. Open the calculator to adjust filing status or 401(k). Minnesota $95k with 6% 401(k): Single filer · $95,000/year · 6% traditional 401(k). Estimated take-home about $66,667/year ($2,564 biweekly) · effective tax ~23.8%. Pre-tax 401(k) lowers federal and usually Minnesota taxable wages on the same paycheck. Minnesota married household: Married filing jointly · $145,000/year · Minnesota. Estimated take-home about $112,319/year ($4,320 biweekly) · effective tax ~22.5%. Joint filing changes federal withholding; Minnesota state rules still apply to each paycheck. Minnesota hourly + OT: $24/hr · 40 regular + 6 OT hours (1.5×). Estimated take-home about $48,681/year ($1,872 biweekly) · effective tax ~20.4%. OT increases gross quickly; federal, Minnesota state, and FICA all move with the higher check.
Use advanced options for W-4 settings and 401(k). Progressive Minnesota brackets mean raises can move state withholding; compare with Texas (no state wage tax) or California for side-by-side context.
Same gross salary can mean very different net pay. Open a peer state calculator — rates stay preloaded for a faster side-by-side estimate.
Each state page preloads that state’s tax rules for a faster estimate.
A single filer earning $60,000 in Minnesota takes home roughly $47,833 per year, or about $1,840 every two weeks, before benefits. Adjust the calculator for your filing status and deductions for a tighter estimate.
Yes. Minnesota uses a progressive state income tax with 4 brackets, ranging from 5.35% to 9.85%. Your exact withholding also depends on W-4 settings and any local taxes.
Minnesota uses progressive rates (5.35% – 9.85%). Lower incomes face lower state rates; higher earners pay more. Compare with our other state calculators to see the difference.
Yes. Switch to hourly pay in the calculator, enter your rate and hours (plus overtime if needed). The Minnesota tax settings stay applied so you see net pay per paycheck.
It uses current federal brackets, FICA rates, and Minnesota state tax rules for 2026 from verified sources (state DOR / enacted bills where we have spot-checked). Actual paystubs can differ due to local taxes, benefits, extra withholdings, or employer rounding. Treat results as estimates, not tax advice. See our methodology page.
Minnesota uses progressive state brackets from 5.35% to 9.85% (4 brackets in our 2026 model, after a state standard deduction). At $60,000 single, estimated take-home is about $47,833/year ($1,839.75 biweekly).
Our Minnesota estimate focuses on state income tax plus federal and FICA. If your locality withholds an additional employee income or occupational tax, add a custom local % for a closer match to your stub.
Both use progressive systems; the gap depends on salary and filing status more than a single headline rate. Run identical inputs on both state pages for a fair offer comparison.
Minnesota estimates here focus on state income tax plus federal and FICA. If your locality withholds an extra employee tax, add a custom local %.
