How this paycheck calculator works
Enter gross salary or hourly wages, pay frequency, filing status, and state. We estimate federal withholding with IRS Publication 15-T (W-4 compatible), state income tax, Social Security, Medicare, and optional local tax by ZIP — then show your net pay.
Compare top states: CA, TX, NY, FL
California and New York generally withhold more state (and NYC local) tax. Texas and Florida have no state wage income tax, so take-home is often higher at the same gross. Use each state page for scenarios and preloaded tax settings.
Salary, hourly, and take-home tools
Use the salary calculator for annual pay, the hourly calculator for rate + overtime, and the take-home pay calculator when you want a net-pay-first view. Advanced options unlock W-4 steps, 401(k), benefits, and local tax.
Paycheck calculator for all 50 states
Every US state has a dedicated page with local tax notes and example net pay. International users can switch to UK, Canada, Australia, or Tier-1 European country calculators.
Popular state paycheck calculators
Start with the highest-traffic states, then browse all 50.
Paycheck Calculators by State
Each state page preloads that state’s tax rules for a faster estimate.
International Paycheck Calculators
UK, Canada provinces, Australia, and Tier-1 European countries — each with its own tax engine.
Frequently Asked Questions
How is take-home pay calculated?
We estimate employer-style withholding: federal income tax (IRS Pub 15-T / W-4), state income tax when applicable, local tax when ZIP-mapped, Social Security, and Medicare. Pre-tax 401(k) and benefits reduce taxable wages per IRS rules.
What taxes are deducted from my paycheck?
Typical US paychecks withhold federal income tax, state income tax (unless you are in a no-tax state like TX/FL), Social Security (6.2% up to the wage base), Medicare (1.45%), and sometimes local city tax (e.g. NYC).
Is this paycheck calculator accurate?
It is built for paycheck withholding accuracy using Pub 15-T, FICA, state tables, and local ZIP rates — the same category as ADP and PaycheckCity free tools. Your real payslip can still differ due to benefits, rounding, or employer setup. See /methodology.
Should I use hourly or salary mode?
Use salary mode for fixed pay per period. Use hourly mode for an hourly rate, weekly hours, and overtime at 1.5×. Both produce federal, state, and FICA estimates.
Which states matter most for take-home pay?
California and New York (especially NYC) generally withhold more state/local tax. Texas and Florida have no state wage income tax, so take-home is often higher at the same gross salary.